There is a hierarchy in how “lucky” you can be when suffering from a personal injury accident. The gold standard is being rear-ended by an ICBC insured driver. As “who-is-at-fault” (liability in legalize) is not an issue, coverage—as in an eventual cash settlement—is not a problem and all you have to focus on is recovering from your injuries, which is not to downplay those who have been seriously injured in this manner, but merely to emphasize you have one less difficulty to deal with in an already miserable and stressful situation.
Read MoreAs you may have seen, ICBC has a new ad campaign toting the considerable resources that they have devoted to catching fraudsters on social media. It works. For example, a Williams Lake man had rolled his truck after drinking on New Years Eve. In order to make a claim with ICBC, he convinced his sober passenger to tell them that she was driving. He was caught after he bragged on Facebook about his plan and ended up pleading guilty to fraud and obstruction of justice. Real fraud is a crime and affects all our premiums and social media is an invaluable tool for detecting it.
Read MoreMost people know that after injuries suffered in an accident, you should keep track of your symptoms. Even before legal advice, people have entered notes on their phones, written in scratchpads and note pads. Usually, the information kept is very detailed early on. After a few weeks, entries become sporadic. Usually after a month or so, the note taking stops.
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