If you were injured in a car accident, how do you make sure your settlement will protect you and your family well into the future?
There is no question, car accidents are traumatic. This is especially true if you sustain a significant injury. There are the physical effects, the emotional upset, the possible financial worries, the family obligations and more.
All these factors can sometimes make you want to get a settlement from ICBC as quickly as possible. At DBM, we believe it is extremely important you don’t accept an offer without fully understanding the effect the accident has had on your life.
You need to know the extent of your injuries, how long the effects may last, and if there is a long or permanent need for ongoing treatment or care.
Whether you hire a lawyer (we highly recommend you do) or not, go over the settlement offer very carefully and, if anything does not make sense or makes you uncomfortable, do not sign.
It’s essential you think long-term and avoid pressure to accept an offer with the thought of an immediate payout. A good personal injury lawyer can be a huge asset in making sure you receive a fair settlement which takes into account your needs now and into the future.
This is not being deceitful. In an accident, you can only be sure of your involvement and speak to facts. Fault is determined by applying the facts to the appropriate legal test. You have no idea what was going on in any other driver’s, pedestrian’s or biker’s situation that could have caused the accident. You may not fully understand the rules of the road or certain provisions of the Motor Vehicle Act. That’s what lawyers, adjusters and investigators do. Let them do their jobs.
How long will you be off work? What are the financial losses for expenses and reduced employment? Your settlement is an attempt to make you whole again and allow you to live as full a life as possible. So take the time to get it right.
As we started out by saying, accidents can be traumatic. We cannot stress enough that you should seriously consider hiring a lawyer specializing in car accidents and negotiating with ICBC. ICBC is fighting to protect their bottom line. Hire someone to be in your corner and fight to ensure you receive a fair settlement.