Original Published: May 14, 2014
Read MoreUnderinsured Motorist Protection, otherwise known as UMP insurance, protects drivers when they are involved in an accident where the at-fault driver does not have sufficient insurance to cover costs. In British Columbia, all ICBC-insured drivers have minimum $1 million UMP insurance.
Read MoreUnder British Columbia law, every car owner is required to have insurance through ICBC. In addition to covering the other driver’s damages when you’re at fault, ICBC is responsible for covering some of your treatment costs, whether you were at fault or not.
Read MoreNo one plans to get into a car accident—which means most of us avoid doing our “car accident” homework. But it’s important to know what to do before an accident occurs.
Read MoreIf you have been involved in a car accident, ICBC should be among the first numbers you call. After all, it’s the law. You will need to report the damage and they need to create a file to gather as much information as possible right away. However, just because you are in the process of dealing with BC’s largest insurance company doesn’t mean you have to accept whatever offer they happen to throw your way.
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